Single Mother Scholarships

Government Grants for Single Moms Buying Home for First Time

Jane — Tue, 02 Aug 2011 11:01:14 +0000

It is very important for single moms to put a secure roof over their children’s head. This home is where the kids will come to everyday after school so it must be hygiene, secure & livable. For single moms that are breadwinners of the home, it is not particularly easy in this economy where jobs are scarce & housing becomes even more expensive. Also, interest rates for 5 year fixed mortgages are on the rise, which would also add to the costs of buying a home. This article is geared towards single moms who want to buy a home first the first time. Go here if you are interested in renting a government subsidized affordable housing for single moms.

Being a single parent, you must consider homes & choose one carefully that meets your lifestyle & living preferences. A single mom must look for safety, affordability & durability of the new home. Whichever area you choose to live in, whether a busy area close to downtown or in the suburb, you must make sure it is affordable and does not stretch your budget making life stressful. Also, the surrounding area must be safe & secure with good neighbours. If you decide to purchase a home, make sure to get it inspected by a property inspector to make sure it is durable & built to last.

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i) Federal Housing Association (FHA) Loans

The Federal Housing Association (FHA) allows single moms to purchase homes with only 3.5% down payment & to obtain a 96.5% mortgage loan. The loan is typically issued by a financial institution such as a bank or credit union & is insured by the Federal Housing Association. The advantages of such loans are:

- Lower down payments
– Lower closing costs
– Easy credit approval

FHA First Time Home Buyers Program does not require a certain credit score to approve mortgage loans for single moms. Nor does it require your rental history. Visit their website below for lots more information. Sample topics they provide are how to buy fixer-upper homes, financial help for seniors above 62 years, how to make your home more energy efficient, etc.

ii) AmeriDream Inc. – Down Payment Assistance for Home Buyers

AmeriDream Inc. is a charitable organization that allows qualified low to moderate income single mothers to purchase homes at affordable prices, improve their lives & raise a family. The AmeriDream Down Payment Assistance program allows single moms to purchase homes by giving them the required down payment. This grant does NOT have to be repaid to AmeriDream and is considered a ‘financial gift.’ According to the company’s website, AmeriDream has helped over 250,000 families become home owners.

AmeriDream provides various other services such as Home Retention Program that allows people who are going through hardship in life such as loss of job, divorce, or serious family illness to retain their homes by providing foreclosure prevention counseling. AmeriDream also offers the Homebuyer Education Program that allows single moms to make good decisions when purchasing their home. Tutoring is available in English & Spanish and in physical classrooms & via interactive online classes.

Government Grants for Single Moms Buying Home for First Time

Jane — Tue, 02 Aug 2011 07:58:44 +0000

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i) Federal Housing Association (FHA) Loans

- Lower down payments
– Lower closing costs
– Easy credit approval

ii) AmeriDream Inc. – Down Payment Assistance for Home Buyers

Single Moms work at Home

Jane — Tue, 02 Aug 2011 05:00:03 +0000

It is believed that happy workers are productive workers. That is why head of institutions should be sensitive to the fact that if their employees are satisfied with their jobs, the satisfaction is translated into more and better production. In the first place, working moms as working personnel is considered one big privilege, but with strings of responsibilities attached.

As a working single mom you are required to participate in all activities of the organization which means that there are more than just personal reasons in doing so. You must be able to participate in all activities of the office and at the same time playing the important role of being a nurturing mother at the same time. There are more reasons than just meet the eye, for a person to work for an organization.

However, there are always ways reserved if you are will towork at home at your own time you can engage in various works offered online. You want to work from home, but having a hard time findingmoms work from home?. There are some ideas of jobs for single moms you can do from home so your life can have the flexibility you need for you and your kids. You may want to try a combination of these different opportunities for a nice supplemental income.The following are sample on how to work from home.

Be a freelance writer. If you love writing anything under the sun this type of job is suitable for you. Many companies today do not only hire freelancer, they also often choose editors, proof readers, encoder etc. which allows you to work at home.
You may start a website business. You may start a simple website and build it as your business and make profit from it. If you have knowledge about a certain things you may write things about it and sell Ebooks. There you have hundreds of options about what you want to write about whether it is about unique travel gears, babies food, summer destinations, wonderful pets etc. The key is to do something you know a lot about or are passionate about otherwise it can be hard to stay motivated.
You may go to Craigslist.com and search all Freelance or Telecommuting jobs. Every day there are numbers of new Jobs are listed depending on the area you live. You can also use craigslist to sell and advertise your product.
You can deliver the product cataloguesonline and customers place orders through you and you get a commission. This one is great since it have expanded to include all kinds of products from high quality but affordable make up and beauty products, to trendy shoes, accessories and clothing!
You may also start an online Blog. Writers and bloggers can earn a reputation and make good money to make daily or weekly entries on websites. Many have been able to quit a full-time job. You can create an account and start blogging at Blogger.com. It in it you have the freedom to write anything about a certain thing …anything you want.

Today, more than ever before, single moms want to work from home with their young children. Many of these same mothers invest money in a personal computer and now want that computer to produce an income for them. Always keep this in mind that you should not buy into scams. Anything that promises to make you rich with little effort is not worth your time or money.

Government Grants for Single Moms Buying Home for First Time

Jane — Tue, 02 Aug 2011 02:08:09 +0000

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i) Federal Housing Association (FHA) Loans

- Lower down payments
– Lower closing costs
– Easy credit approval

ii) AmeriDream Inc. – Down Payment Assistance for Home Buyers

Government Grants for Single Moms Buying Home for First Time

Jane — Mon, 01 Aug 2011 23:02:35 +0000

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i) Federal Housing Association (FHA) Loans

- Lower down payments
– Lower closing costs
– Easy credit approval

ii) AmeriDream Inc. – Down Payment Assistance for Home Buyers